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105: 名無しさん 2023/05/30(火) 03:46:24.61
メリナ視点で金玉見放題やん
106: 名無しさん 2023/05/30(火) 04:01:56.23
メリナの遺灰
107: 名無しさん 2023/05/30(火) 04:19:33.13
メリナはお前らに媚び過ぎててイマイチだったな
かぼたんでギリギリなんだよ
108: 名無しさん 2023/05/30(火) 05:32:26.35
媚びすぎた(出番ほぼ無し)
110: 名無しさん 2023/05/30(火) 06:19:35.01
メリナは俺の嫁
111: 名無しさん 2023/05/30(火) 06:25:20.99
メリナの母親です。この度は娘がご迷惑をおかけして申し訳ございませんでした。
112: 名無しさん 2023/05/30(火) 07:07:29.63
マリカ、あるいはラダゴン
123: 名無しさん 2023/05/30(火) 09:28:14.99
メリメリは生存させてかつ狂い火キャンセルしたら追加EDくらいあっても良かった
生存させても意味ねーしなぁむしろ狂い火EDと違って完全に行方不明になるし

引用元:https://pug.5ch.net/test/read.cgi/gamerpg/1685272375/

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    RBS today admitted that it had failed to invest properly
    in IT systems for decades, as customers woke up to find money had been emptied from their accounts by a computer glitch.

    Supermarket trolleys full of food were abandoned, mothers were unable to buy
    milk for babies and motorists could not purchase fuel as the error also left Britain's shoppers high and dry last night.

    On the biggest online shopping day of the year, customers of the Royal Bank of Scotland (RBS) Group, which includes NatWest and Ulster Bank, were
    left unable to use their debit or credit cards.

    Problem: A computer glitch at NatWest left customers unable to use their cards or make online
    purchases

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    adding that he was 'sorry for the inconvenience we caused'.

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    customers found their wages had gone missing
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    - also affected use of the bank's cash machines, smartphone apps
    and websites, on 'Cyber Monday'.

    Other customers logged on to find they were overdrawn - when there should have been funds available in their accounts, but the
    bank said this had only happened to a small number of
    people.

    Shocked: RBS customer Rachael Horrocks, 24, pictured at her workplace in Berkshire,
    found her account value was negative today, despite her having 'a
    reasonable amount of funds in there yesterday'

    Mr McEwann said: ‘Last night's systems failure was unacceptable.

    CUSTOMERS COMPLAIN AT SPEED OF RBS RESPONSE ON TWITTER

    Customers complained that it took RBS and NatWest at least one hour to alert customers to the problem via Twitter.

    Once the details were made public, the banks were met with a
    tidal wave of frustration and anger from people stranded without money
    or turned away from tills.

    Many people complained direct to the Help Twitter feeds of
    NatWest and RBS.

    Andy Neillans said: ‘Can't believe it took so long
    to get an announcement out. Looks like issues
    for last one hour plus, and this is the first info.'

    And Samuel Cramer wrote: ‘I'm stuck - unable to either go
    home or go where I'm meant to be going, so hurry up with it.
    Switching banks first chance I get.'

    ‘Yesterday was a busy shopping day and far too many of our
    customers were let down, unable to make purchases and withdraw cash.
    For decades, RBS failed to invest properly in its systems.

    'We need to put our customers' needs at the centre of all we do.

    It will take time, but we are investing heavily in building IT systems our
    customers can rely on. I'm sorry for the inconvenience we
    caused our customers. We know we have to do better.

    ‘I will be outlining plans in the New Year for making RBS the bank that our customers and the UK need it to be.
    This will include an outline of where we intend to invest for the future.'

    As well as anger among internet users, people complained about being caught up in long queues at supermarkets and petrol stations
    as those affected struggled to find alternative payment methods.

    The bank has apologised to customers across the country
    who were hit by the problem. Reports of cards being declined began at 6.30pm - when many people go online to buy
    groceries after work.

    Not in use: A mother and baby pass an out-of-order NatWest cashpoint
    in the town of Olney, Buckinghamshire

    At 7pm, one customer reported NatWest cards being declined ‘en masse' at a supermarket in Kent.

    'I WAS FORCED TO CANCEL MY JOB INTERVIEW BECAUSE I HAD NO MONEY
    TO GET THERE'

    NatWest customer Natasha Lewis said her card was declined while
    getting petrol last night, which caused ‘a huge lot of grief as I knew I had money in there',
    and she had to call her partner to walk up to pay for it
    instead.

    But the 26-year-old nursery nurse from Birmingham
    experienced further problems this morning, being woken up by
    a text message that she was overdrawn.

    Since then she has had to cancel a job interview because she had no money to
    get there, and was not able to reschedule it.

    Ms Lewis told MailOnline: ‘I rang customer services, to be on hold
    for an hour to be told I took money out which was not in there.
    I explained I got paid that day and I checked my available balance first like I always do.

    ‘Then (the woman on the phone) told me that my money had disappeared and there were no signs of money going into my account yesterday.
    She wanted to take money out of my savings to cover it.

    ‘I said "no" as it's not my fault the money has gone, so I
    shouldn't have to pay. I had a job interview today which I've
    had to cancel as I've got no access to money to get there as
    my partner has the car. The bank is a joke.'

    She added that she will be changing banks if the problem is not
    sorted today, because she has a number of bills to come out tomorrow.

    Posts on Twitter included: ‘NatWest useful banking -
    really? Useless banking is more appropriate.' Another person tweeted: 'I'm pleased
    that Natwest has crashed. No, not that. Furious,
    that's it.'

    RBS customer Rachael Horrocks, 24, said: 'Just checked my account
    now this morning and my account was in minus, when I
    had a reasonable amount of funds in there yesterday.
    Today they just disappeared.

    The freight imports co-ordinator, who works in Colnbrook,
    Berkshire, near London Heathrow Airport, told MailOnline: 'I was ringing RBS for one hour this morning, only to be
    told that they don't know when they will be able to return services back
    to normal. Absolutely useless.'

    She said there was around £200 in the affected account when she checked at 4pm yesterday, but found
    it was showing -£65 when she woke up this morning.

    Ms Horrocks added later on: 'I have called
    again now and they have advised me that people should start seeing their money back in their accounts, but
    mine still has not been restored.'

    Another customer, Jill Gale, said she was affected last night
    and by the outage last year - and has finally had enough
    of NatWest, so switched banks this morning.

    The 34-year-old from County Durham told MailOnline: ‘My
    wages disappeared last year for three days and last night when I filled up my car I couldn't pay for my petrol.

    ‘Why should I carry £50 cash in my purse? Surely having my
    card and ensuring I have valid funds in the account should be enough.
    As it happens I had a separate Visa which I used.

    ‘But it is humiliating when it happens, even though the people behind me were in the same position - and two of them didn't have any other way of paying.

    ‘Needless to say, the first thing I have done this morning is change banks.

    My new bank will close my old accounts when the switch is successful, but
    not without a complaint from me first.'

    Meanwhile, a pilot and his crew who arrived yesterday in the Falklands for a two-month tour found once they
    reached their base that they could not use their cards
    when they went to a cashpoint to pay for dinner.

    The pilot's mother Sarah Prosser told MailOnline: ‘They all had
    to queue up to use a phone to call home to find
    out what was going on and to tell families that they
    could not access any money.

    ‘Not only are the poor lads away from home for Christmas, but
    they can't buy anything either.

    NatWest apologised for the glitches and told the Twitter community it was trying to resolve the situation

    ‘The least RBS/NatWest could do would be to fly some "Christmas cheer" down to them and
    sort their accounts out as soon as possible, as a way of saying sorry.'

    Q&A: WHAT SHOULD YOU DO NOW?

    HOW MANY PEOPLE WERE AFFECTED?

    It is believed around 750,000 people unsuccessfully tried to take out cash last night.
    Many more had problems with credit or debit card payments.
    And a small number of people have also found their
    accounts to be incorrectly overdrawn, the bank said.

    CAN I CLAIM COMPENSATION FOR THIS?

    RBS said it will consider claims for compensation on a ‘case-by-case' basis and insisted that if anyone has been left
    out of pocket as a result of the problems, ‘we will put this right'.

    But it will not reimburse people for inconvenience or time wasted, although it has apologised for this.
    If customers are unhappy with the response, they can then complain to the free Financial Ombudsman Service.

    HOW DO I GET IN TOUCH WITH THE BANK?

    The bank has asked everyone affected to get in touch.
    It can be contacted on the freephone numbers 0800 151 0404 (NatWest), 0800 151
    0405 (RBS), or 0800 046 5486 (Ulster).

    I'VE BEEN SENT AN EMAIL SAYING MY SECURITY DETAILS HAVE BEEN RESET

    There is a phishing scam trying to trick customers into giving away security details
    to fraudsters. Security experts are advising people not to click on the links in any email claiming to be from the bank.
    If you have concerns about this, you should call the bank

    HOW CAN I SWITCH MY BANK ACCOUNT?

    Switching bank accounts takes seven working days and all incoming and outgoing payments will
    be moved to your new account, by your new bank, MoneySavingExpert.com said.

    And NatWest customer Kim Forsdyke, 48, of Wraysbury, Berkshire, said: ‘Went to pay
    in a shop last night and card got declined. Put it in the cash machine
    and got declined.

    'Went for a meal for my daughter's birthday and card got declined again. This morning, went to log onto internet banking and cannot.'

    Woman, 21 of Streatham, south London, said: 'I was also unable to access my app yesterday for
    the times stated as well as even past 9:
    30pm.

    'Also, I was trying to purchase a camera from Currys which
    was at a reduced price as a result of the recent
    Black Friday, and was unable to as it stated that the transaction was
    unsuccessful. Looks like NatWest will be losing a customer.'

    MailOnline reader Melissa, of Cheshire, said she was trying to buy Christmas presents online
    from clothing retailer Topshop, but 'because NatWest messed up, the transaction went through six times even though it got declined each time - and I got charged nearly £500'.

    Another reader, Keri, from Liverpool, said she was declined when trying to buy shopping today  - and then found her
    account was overdrawn and a £300 payment in had gone missing.

    ‘To try and save some embarrassment I tried to transfer money
    from my savings account into my current account, only to find they
    had lost the hundreds made into that account online on Sunday had also gone missing,' she added.

    ‘I went straight to the bank - resulting in me not only being late for work, but the time spent on the phone to the complaint
    department meant I had to request work allow me the day off - now more out of pocket.

    ‘I've got direct debits due this week to credit cards.
    Who knows whether they'll find the missing money or how long when they do.
    Worrying about my credit scoring now as well as everything else.'

    Megan Clarke, 20, who went shopping last night at the Trafford Centre
    in Manchester, had a fortunate escape after filling up her car with petrol before the glitch occurred.

    Trying to get money: Megan Clarke, 20, who went shopping at the Trafford Centre in Manchester
    last night, described seeing a queue by a cash machine,
    'with many panic-stricken people'

    She told MailOnline: ‘My card got declined three times
    in a shop. I went to the cash machine and it said "unable to access account contact provider".
    A queue starting forming by the cash machine, with many panic-stricken people in need of money to get home.'

    Susan Allen, director of customer solutions at RBS Group, told BBC News today: 'We sincerely
    regret the inconvenience that customers have had.
    There have been some fairly horrible stories this morning about
    the inconvenience and distress caused for people out
    shopping yesterday evening.

    'If anybody is out of pocket, then we have made a commitment that we will make sure that everybody is
    put back in the right position.

    'It's very upsetting when you hear the stories, and I've
    talked to a number of customers and seen their stories this morning, so
    I can understand the frustration and anger that people are feeling.'

    She also told BBC Radio 5 Live: 'We put all our focus on getting it fixed and we now start the detailed work on what went wrong.
    We understand the impact on our customers.

    'It is completely unacceptable that customers couldn't access their own money.
    The investigations would suggest it is completely unrelated to the
    volumes on Cyber Monday.'

    A spokesman also told BBC Radio Four's Today programmethat for
    ‘even one customer not to be able to access their money
    was unacceptable'.

    The problems have rekindled memories of the meltdown the bank suffered in the summer of 2012,
    which delivered days of issues.

    Sale denied: Twitter users vented their frustration about the crash

    A technical glitch millions saw unable to access their salaries
    in what was branded one of the biggest IT failures at a UK
    bank.

    'I COULDN'T PURCHASE MILK FOR MY FOUR-WEEK-OLD BABY'

    A mother said she was left without milk for her four-week-old baby after the NatWest glitch.

    Kady Pike, 25, of Basingstoke, Hampshire, told MailOnline she went to a Tesco
    store last night to purchase milk for her child Ted, but
    her card was declined three times. 

    She then went to the cashpoint outside the store only to receive the message
    that the machine ‘cannot process request at this time'.

    Ms Pike said: ‘I have just suffered an acute
    cardiac arrest bought on by a suspected clot I my lung, so my trips outside of the house are
    very few and far between.  

    ‘Seeing that my card had been declined; naturally I panicked - a) My newborn baby needs
    his milk and b) What's happened to my money?'

    She then called NatWest but said the member of staff was unable
    to help further than putting her through to the customer service team.

    Upon calling them, she was put on hold for 10 minutes and eventually decided to hang
    up. Her father later went out to buy the milk.

    She added on BBC Radio 5 Live: 'We put all our focus on getting it fixed and we now start the detailed work on what went wrong.
    We understand the impact on our customers.

    Branches were forced to open late and on a Sunday
    to cope with the aftermath of millions of people unable to receive money or pay bills.

    A investigation by City regulator the Financial Conduct
    Authority into the outage last year is still ongoing.

    Yesterday's high profile collapse has dealt a further blow to RBS NatWest as it tries to rebuild its reputation after  that event and being forced into a
    taxpayer rescue during the financial crisis.

    Experts say Britain's bank customers could face increasing technical
    problems due to systems creaking under the weight
    of new technology and increased online payments.

    Banks were early adopters of  IT systems when technology was still young and still rely substantially on decades old
    platforms that have high levels of demand placed on them thanks
    to the internet age.

    MoneySavingExpert.com creator Martin Lewis said: ‘People have been left stranded and unable to get home, embarrassed in shops,
    and missed out on hot deals on the biggest shopping day of the year - all because NatWest, RBS and
    Ulster haven't got their act together.

    ‘This is at least the third time in the last 18 months this has happened, and while thankfully it was shorter than last
    summer's almost a month-long outage for Ulster customers
    - it should still raise huge questions for customers.

    ‘Couple this not-fit-for-purpose technology with the fact its bank accounts are mostly far shy of the best-buy deals, and many of its customers should genuinely be looking to place their
    custom elsewhere.'  

    Iain Chidgey, from data management company Delphix,
    told MailOnline: ‘Software glitches are becoming more and more frequent in the banking industry.
    Often the cause is insufficient testing.

    ‘The databases in financial institutions are large and often more complex than in other companies.
    IT departments provide copies of databases for testing, but by the time a copy is available, the data itself is
    often old.

    ‘In our data-intensive world, data can be obsolete after only a
    couple of hours, but when refreshing just a single testing
    data set can takes days, the data will never be up to date enough for risk free testing.'

    And, following the technical problems, security specialist firm Check Point today warned customers to watch out for phishing emails which appear to have been sent by their bank.

    Cash machines have been affected and one customer reported
    NatWest cards being declined 'en masse' at a supermarket in Kent

    The company's UK managing director Keith Bird said:
    ‘Bank customers need to be very careful not
    to click on links in emails which appear to come from RBS,
    NatWest or Ulster Bank advising them about changes
    to account security, no matter how authentic the email seems to be.

    'DECLINED CARD MEANT I COULDN'T BUY ANY CHRISTMAS PRESENTS'

    Suresh Mekala spent more than £13 on a train ticket from Gloucester
    to Bath to do some Christmas shopping.

    But it was a wasted trip as the 29-year-old ended
    up having his NatWest card declined at several stores - and could not buy anything.

    He told MailOnline: ‘I never keep cash as I use my card to pay for all my transactions.
    But I had a really bad day - I went to my favourite shops got lots of shopping but my card was declined several times.

    ‘NatWest is the only bank account I have and
    no cash. My trip was for nothing.

    'I couldn't withdraw money from cash point or check my online banking.
    I'm really frustrated with the bank.'

    ‘Attackers have jumped at this opportunity to
    try and trick customers affected by yesterday's
    technical problems into revealing their bank details.

    'For those attackers, it's just a numbers game, but it could have
    serious consequences for customers. Phishing emails continue to be
    the most common source for social engineering attacks.'

    RBS, which is 80 per cent owned by the taxpayer after being
    rescued during the financial crisis, has also been under fire
    over the last week over allegations that it drove distressed firms to collapse to buy back their assets at rock-bottom prices.

    Trade union Unite, which represents RBS staff, called for the bank to halt its cost cutting programme - which has seen thousands of jobs axed and IT
    functions sent abroad - in the wake of the IT problems.

    National officer Dominic Hook said: 'It is unacceptable that the
    bank's customers are once again facing inconvenience.

    'Unite has grave concerns that staffing challenges are exacerbating the problems facing the bank.'

    Richard Lloyd, executive director of consumer group Which?, said:
    'Yet again consumers are bearing the brunt of bank failures.

    'RBS must explain why these IT glitches keep happening and assure customers that they
    are doing everything to prevent it in future.

    'Banks' IT systems are not fit for modern banking purposes, and it's high time the Financial Conduct Authority took action.

    'Unhappy customers should also remember it is now quicker and easier to switch banks so they can vote with their feet.'

    IT'S A FEELING OF DEJA-VU FOR MILLIONS OF NATWEST CUSTOMERS WITH CYBER MONDAY'S FIASCO
    BEING THE LATEST IN A LONG LINE OF GLITCHES

    NatWest's slogan is 'helpful banking', but that phrase
    will leave a bitter taste in the mouth for many of its customers, with the bank suffering a spate of major IT glitches recently.

    In mid-2012 the technical meltdowns were so severe that Stephen Hester, the former boss of NatWest owner RBS, personally apologised for the issues.

    The IT problems led to payments going missing, wages disappearing and holidays and home purchases being disrupted.

    The bank kept 1,000 branches open late for one day in all major towns and cities to
    help frustrated customers.

    Mr Hester admitted that NatWest had let down its
    customers after hundreds of people vented their anger over the
    issue.

    The fiasco cost the bank some £175 million in compensation.

    And in October 2012 the bank had to suspend a mobile phone
    banking App feature called GetCash, after the service was subject to a spate of
    ‘phishing' attacks by fraudsters.

    The bank also had huge technical problems earlier this year when the mobile Apps used by two million customers to access
    their accounts from iPhones, Android smartphones and tablets failed.

    Millions of customers were locked out of their accounts for several hours as a result.

    GET PAID £100 TO MOVE BANKS - WHO OFFERS THE BEST DEALS?

    If you're fed up with your bank and thinking of
    switching, there are plenty of incentives to move.This is Money's five of the best current accounts is a regularly updated guide to where the best
    offers are.

    Top deals include Halifax's Reward Account promising new
    customers £100 to switch and £5 per month
    if they stay in credit.

    First Direct pays£100 to new customers who switch to its First Account.
    On top of that, the bank is so confident in its customer service that it will give you afurther £100 if you chose to close the account within the first 12 months.

    Santander's 123 current account, on the other hand, pays interest on in-credit balances- 1
    per cent on balances between £1,000 and £2,000, 2
    per cent between £2,000 and £3,000 and 3 per cent on balances between £3,000 and £20,000.

    Nationwide FlexDirect offers to pay 5 per cent interest
    on balances up to £2,500 for the first year, while its FlexAccount delivers free
    travel insurance.

    Read our switching banks guide for step-by step advice on switching
    your current account.

    Amy Andrew

    Current Accounts Of The Week

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